Child Support NYC

The State of New York has its own Child Support laws and policies available that ensure a good standard of living for the children who are unfortunate to not enjoy the presence of both parents together. The New York court will generally ask both parents to agree on the amount of money that will be required each month for the proper upkeep of the child or the children. Once the amount is mutually accepted, the court will order the establishment of the Child Support order and the payments will be collected from the non-custodial parent through wage garnishment and will be paid to the custodial parent.
In New York State, the payments are not collected in form of checks. Rather, the court will actually order wage garnishment. This reduces much of paper work and ensures that the payments are made on time every month without fail. The wage garnishment is a method where the payments towards Child Support are deducted directly from the monthly wage of the non-custodial parent. The employer of the non-custodial parent is asked to deduct the payments towards Child Payments from the non-custodial parent’s salary and deposit it with the New York State Agency for Child Support. The Agency then verifies the payments and mails them to the custodial parent. There are two obvious benefits of this method. First, the custodial parent gets the payments on time on a specific date each month and second, the non-custodial parent can keep a track of all the payments made and can submit them as proof in case of any delinquency or non-payment charges come up against him even if he is not at fault.
The laws for ordering medical insurance expenses for the child or children are different in State of New York. In many other states of America, the non-custodial parent is generally ordered to pay for the medical insurance of the child or children. However, in New York, the court will find out which parent enjoys the best medical support from the employer and then ask that parent to pay for the medical insurance for the child or the children. This means that either the custodial or the non-custodial parent may be asked to pay for the medical insurance expenses of the child or children.
The laws for enforcing child support in the State of New York are pretty much the same as in other case and methods like intercepting tax refunds, damaging credit history by reporting to Credit Bureaus, denial or passport, suspension of driver’s license, professional license and recreational license are some of the methods that can be used. However, if the non-custodial parents are very diligent and pay on time, the state can remove all penalties. Tough penalties are used only when the non-custodial parents do not pay on time. Tough penalties are not really meant for punishing the parents but can be looked upon as motivations that will ensure that the non-custodial pay for their children and become more responsible as parents towards their children and help their children to grow up into better humans and citizens of the state and the country.
As mentioned before, interception of tax refunds is one of the methods that can be used by New York State agency for Child Support enforcement. In this method, the revenue department of the state will withhold any tax refunds that the non-custodial parent is entitled to get and use the money to make payments towards overdue payments for Child Support. If the non-custodial parent is paying on time, tax refunds will not be intercepted.
Over years, because of recession and other negative economic conditions, many Americans have lost their jobs. In case the non-custodial parent is one such unfortunate person without a job, the person will be receiving unemployment benefits from the State Government. If the non-custodial parent tries not to pay by showing the excuse of unemployment, it will not work. The New York State Child Support Agency will deduct the payments for Child Support directly from the unemployment benefits received by the non-custodial parents.
There is a saying that ‘America is the home for credit’. This is true and because of this no one in America will like to have a bad credit history because, a bad credit history will actually rob a person of many opportunities like taking out loans for a new car or a mortgage loan for a new house. The New York State Child Support Agency will simply report the overdue Child Support payments of a non-custodial parent to the consumer Credit Bureaus. This will immediately damage the credit history of the non-custodial parent and the only way to fix the credit history will be to make all future Child Support payments on time after clearing any delinquent payments.
Throughout the world, everyone thinks of a bank as a safe place to keep their money. New York is not an exception to this. However, it becomes an exception for those non-custodial parents who do not pay the Child Support payments on time. The New York Child Support Agency has the authority to and will seize bank accounts as well as any certificate of deposits (known as CDs) from all non-custodial parents who are behind on their Child Support payments.
New York Child Support Agency also holds the right to suspend any license like recreational license, professional license as well as driver’s license to ensure that the non-custodial parent pays all pending payments for Child Support and continues to pay the future payments to revive back the licenses.
The custodial and the non-custodial parents need to reach an agreement on visitation. However, if the parents cannot agree on a visitation schedule, the court will decide and enforce certain standard rules for visitation.
Child Support obligations for the non-custodial parent will end when the child or the children turn 21 years old (adult). However, the non-custodial parent will have to continue paying in case the child or children are physically and mentally challenged.